ℹ️ This guide explains how the Australian Medicare system works for IMGs — the rules, the terminology, and the pathway. It is not immigration advice or legal advice. Rules change — always verify current requirements with Services Australia (132 150), AHPRA, and your employer.
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The 10-year moratorium — what it is and why it matters

Under Section 19AB of the Health Insurance Act 1973, overseas-trained doctors (OTDs) — including New Zealand-trained doctors — cannot generate Medicare benefits for 10 years from whichever of the following comes first:

In practical terms: if you practise without an exemption during this period, your patients get no Medicare rebate for seeing you. They pay the full cost out of pocket. This is why almost all IMGs in general practice work in a District of Workforce Shortage (DWS) with a 19AB exemption — it’s how they can generate Medicare benefits at all.

⚠️ Your moratorium clock may have started earlier than you think. If you registered with AHPRA before your permanent residency, the clock started at registration. Check your specific dates carefully with Services Australia.
District of Workforce Shortage (DWS) — the exemption that makes it work

A District of Workforce Shortage (DWS) is a geographic area the Department of Health has designated as having insufficient medical workforce. Most rural, regional, and some outer-metropolitan areas are DWS.

If your practice is located in a DWS, the Minister for Health can grant you a section 19AB exemption. This exemption allows your services to attract Medicare benefits during the moratorium period. Without this exemption, your services simply do not generate Medicare rebates regardless of what you do.

Key fact Detail
Exemption is location-specificIt applies only to the approved practice address. If you move practices, you need a new exemption for the new location.
Your employer applies, not youThe practice/employer supports and helps initiate the exemption application. They provide a letter stating why the provider number is needed.
Check DWS status before accepting a jobUse the Health Workforce Locator to confirm a practice is in a DWS before signing a contract.
DWS designations changeAn area that is DWS today may not be DWS next year. Check current status at health.gov.au.
Getting your Medicare provider number

A provider number is required to bill Medicare. It is location-specific — you get a different number for each practice location. You need a new number every time you change practices.

1
Confirm the practice is located in a DWS using the Health Workforce Locator.
2
Gather your documents: AHPRA registration certificate, passport (personal details page + all Australian visas and entry stamps), and your employment contract.
3
Your employer provides a letter of support stating why you require a Medicare provider number and confirming your employment at the DWS location.
4
Submit the application to Services Australia. Download the form from servicesaustralia.gov.au or call 132 150. Allow several weeks for processing.
5
You also need a prescriber number to write PBS prescriptions. This is separate from your provider number but applied for through the same process.
💡 Provider numbers are not transferable. If you locum at another practice — even briefly — you need a provider number for that location too. For short-term locums (under two weeks, non-recurring) call Services Australia to discuss options.
What MBS items can you bill?

This depends on whether you are classified as a Medical Practitioner (MP) or a Prescribed Medical Practitioner (PMP) for MBS purposes — and whether you have achieved GP fellowship.

Most IMGs — Medical Practitioner (MP)

IMGs working under a 19AB exemption who are not yet VR GPs bill as Medical Practitioners using Group A2 items:

Item Description Fee
52Consulting rooms, ≤5 min$11.00
53Consulting rooms, >5 to ≤25 minVerify pbs.gov.au
54Consulting rooms, >25 minVerify mbsonline.gov.au
57Consulting rooms, >45 minVerify mbsonline.gov.au

Group A2 fees are lower than GP items (23/36/44). This is the most important financial implication for IMGs on a percentage-of-billings model. Always verify current fees at mbsonline.gov.au.

After fellowship — VR GP

Once you achieve RACGP or ACRRM fellowship and are recognised as a GP for MBS purposes, you access the full Group A1 GP item set — items 3, 23, 36, 44 and all associated health assessment, CDM, and mental health items. These pay significantly more than Group A2 items.

Prescribed Medical Practitioners (PMPs) have access to a separate subgroup of items under Group A7 — including care plan items, mental health items, and health assessments at PMP rates. Whether you are classified as MP or PMP depends on specific conditions — confirm your classification with Services Australia.
Bulk billing and mixed billing — what they mean for you
BULK BILLING

The doctor accepts the Medicare benefit as full payment. Patient pays nothing. You bill Medicare directly — Medicare pays 100% of the schedule fee. No gap, no invoice to the patient.

MIXED BILLING (private billing)

The doctor charges above the Medicare schedule fee. Medicare pays the schedule fee; the patient pays the difference (the “gap”). The practice sets the fee — this is usually a practice-level decision, not yours individually.

Why this matters for IMGs on percentage-of-billings: Your income is usually a percentage of what you bill. Group A2 items have lower schedule fees than GP items. If the practice bulk bills, your income per consult is lower than a VR GP doing the same consult. If the practice private bills with a gap, the practice fee may be higher but your percentage stays the same. Understand your contract carefully.

The pathway to fellowship — RACGP vs AMC

Fellowship with RACGP or ACRRM is the goal — it removes the billing restrictions, opens the full GP item set, and is required for vocationally registered GP status. There are two main routes for IMGs:

🇦🇺 AMC (Australian Medical Council) pathway

The AMC assesses whether your primary medical qualification is comparable to an Australian medical degree. If your country is not on the AMC’s list of comparable countries, you typically sit AMC exams (MCQ + clinical). Passing grants AHPRA provisional registration for supervised practice. This is often the first step — before RACGP assessment.

amc.org.au →
🏥 RACGP Fellowship pathway for IMGs

The current RACGP fellowship pathways for IMGs are the Fellowship Support Program (FSP) for non-VR doctors (FSP 2027.1 introduces a new structure from 2027), the Practice Experience Program — Specialist Stream for IMGs holding a recognised overseas specialist GP qualification, the standard AGPT Program (open to eligible IMGs), and RVTS for those working in rural/remote locations. PEP Standard has closed to new applications. Older references to “RACGP OSCAR” or “Fellowship by Assessment” predate the current program names. See the interactive FRACGP pathway selector for current eligibility, intakes, and fees, or the RACGP IMG fellowship programs page.

racgp.org.au/education/imgs →
🏔 ACRRM pathway

ACRRM (Australian College of Rural and Remote Medicine) offers FACRRM via independent pathway for IMGs, particularly suited to those committed to rural practice. Useful if your DWS location is also rural and you want to build a long-term career there.

acrrm.org.au/support/support-for-imgs →

⚠️ Pathway requirements change. Contact RACGP, ACRRM, or AMC directly for current entry requirements specific to your country of training and qualification.

Practical checklist for IMGs starting in Australian general practice
✅ Prefer to tick these off and keep your place? Use the interactive IMG Progress Tracker — saved on your device.
Confirm AHPRA registration is current and appropriate for unsupervised or supervised practice as required
Check the practice is in a DWS using the Health Workforce Locator before signing a contract
Apply for your 19AB exemption and provider number — work with your employer, allow several weeks
Apply for your prescriber number at the same time as your provider number
Understand your billing classification — are you MP or PMP? Which item group applies to you?
Read your employment contract carefully — understand percentage-of-billings vs salary, and what happens if the practice stops bulk billing
Start your fellowship pathway early — contact RACGP or ACRRM about IMG assessment as soon as you are settled
Join a medical indemnity insurer before seeing any patients — MIGA, Avant, MDA National are the main options. Compare cover →
Related  GP locum & rural workforce agencies in Australia